Choosing the right life insurance company, CLICK HERE however, isn’t always easy. America is home to dozens of major life insurance providers. Some of these life assurance companies are shady: they’ll take any excuse to scale back or deny your claim and leave your loved ones with nothing. Other life assurance companies offer products as advertised: you pay a premium today to make sure your loved ones stay protected regardless of what happens.

Today, CLICK HERE we would like to assist you choose the simplest life assurance company for your unique needs. Whatever your budget and lifestyle could also be , we’ve picked the highest 25 best life insurance companies within the us .Keep reading to get which life assurance companies are often trusted to guard your loved ones if something goes wrong.


1.Minnesota life insurance Company CLICK HERE

recently rebranded to the name of its parent company: Secure Financial. Today, Secure Financial continues to supply an equivalent popular life insurance products after 140 years of doing business under the name Minnesota Life. The company offers a broad range of insurance, investment, and retirement solutions to safeguard your financial future – and the financial futures of your loved ones. The company’s term life insurance covers clients for a hard and fast period of your time – say, 10 to twenty years. Secure permanent life assurance policies, meanwhile, protect you for all times and accumulate cash value over time. offers two main sorts of permanent life assurance , including whole life insurance – which provides guaranteed protection for your entire life and glued cash value growth – and universal life assurance – which comes with more flexibility for changing your premiums and benefit .CLICK HERE

 2.John Hancock Life Insurance

John Hancock is one among America’s CLICK HERE more popular insurance and financial services providers. Today, John Hancock life assurance aims to supply competitively-priced policies that protect your family’s well being and assets. John Hancock also has something called the John Hancock Vitality program, which lets you lower the cost of your coverage by earning points for everyday healthy activities. If you exercise, eat well, meditate, and practice good sleep habits, for example, then you’ll earn Vitality points towards your John Hancock life insurance policy. All life assurance companies reward healthy customers by offering cheaper premiums. John Hancock, however, is one among the few life assurance companies that really offer a politician program rewarding people for healthy living.


3.Haven Life

Haven Life emphasizes simple life assurance at a competitive price. You can rise up to $2 million in term coverage at a competitive rate. Today, Haven Life operates under its own name and has its own website at However, the company’s policies are issued by Massachusetts Mutual life assurance Company (MassMutual). Nevertheless, you'll be ready to find better life assurance quotes when requesting a policy through Haven Life than you'd by checking directly with MassMutual.

3.AXA Equitable Life Insurance Company

AXA Equitable life assurance Company may be a popular American life assurance company. The company offers four broad sorts of life assurance , including term life assurance , whole life assurance , universal life assurance , and variable life assurance . In addition to life assurance policies, AXA Equitable offers retirement planning services, brokerage and advisory accounts, and mutual funds, among other services. AXA may be a Paris, France-based multinational insurance firm founded in 1816, making it one among the oldest companies on this list. In addition to life assurance , the corporate offers financial planning, investment management, and general insurance throughout western Europe, North America, the Asia Pacific region, and therefore the Middle East .


4.Banner Life Insurance

Banner life assurance Company may be a Maryland-based insurance company founded in 1949. Today, the firm’s parent company is Legal & General America. You’ll often see Legal & General America and Banner Life Insurance Company advertising similar life insurance quotes online. Legal & General Group traces its history all the way back to London in 1836. As the sixth-largest insurance company in the world measured by assets under management, Legal & General America has operations in Europe, North America, and Asia. Banner life assurance is that the company’s main American life assurance division and is currently available in 49 states and therefore the District of Columbia (although in ny , the corporate does business under its subsidiary Penn life assurance Company of latest York). Banner Life focuses on writing term life insurance policies, and they also write universal life policies. Banner Life is usually one among the smallest amount expensive companies for insurance.


5.USAA Life Insurance CLICK HERE


USAA is one of America’s best insurance companies. The only “catch” with USAA is that service is only available to military personnel and their families. If you're active duty or retired military, or an instantaneous loved one (like a parent) may be a USAA member, then you'll qualify for USAA products and services. USAA life assurance policies include term life, term life for the military, whole life, and universal life policies. Prices range start at $14 per month for the term life policies, which are cheaper because they only cover a set time (say, 10 or 20 years). In addition to offering affordable rates, USAA offers unique life assurance products catered to members of the military. You may qualify for special life assurance products when you’re traveling overseas as a member of the military, for Ultimately, if you’re a member of the military or a professional USAA member, then USAA life assurance is one among the highest life assurance companies in America.




AIG may be a major international insurance firm that gives life assurance throughout the us . If you’re between 50 and 85 years old, then you'll purchase guaranteed life assurance coverage through AIG. AIG claims that your life assurance application will never be turned down for health reasons. Coverage ranges from $5,000 to $25,000, with life assurance policies starting for as low as $20 per month. Term, guaranteed issue whole life, quality of life, universal life, variable universal life, and accidental death and dismemberment life assurance policies are all available for purchase. Today, American International Group (AIG) is headquartered in New York City, although the company was founded in Shanghai, China in 1919.




Prudential is another major American insurance firm that gives a spread of life assurance products. The company makes it easy to urge a quote online today. In fact, some individuals are going to be eligible for Prudential life assurance without having a checkup . You may be ready to complete the life assurance application process entirely online. Prudential’s life assurance premiums increase annually until age 95 but will never exceed the utmost stated within the contract. Prudential’s policies are issued by a corporation called Pruco life assurance Company under brand names like SimplyTerm and MyTerm.


8.Northwestern Mutual


Northwestern Mutual may be a Milwaukee-based financial services company founded in 1857. In addition to life assurance , Northwestern Mutual offers financial planning, wealth management, retirement planning, and more. During its early history, the corporate focused specifically on life assurance . Today, Northwestern Mutual has grown to become one among the most important financial services companies in America. They still offer competitive prices on life assurance to non-public , business, and estate markets across the country.


9.Brighthouse Financial (Formerly MetLife)


If you haven’t heard of Brighthouse Financial, then you’re not alone. The company is one among the most recent life assurance providers within the us . In 2017, Brighthouse Financial separated from MetLife and commenced trading on Nasdaq as a separate company. The Charlotte, North Carolina-based company has sold life insurance under the Brighthouse Financial brand since March 2017. Today, the corporate offers variety of life assurance products, including unique policies like Premier Accumulator Universal Life and Guaranteed Level Term. Although the name is comparatively new, Brighthouse Financial offers similar (even identical) life assurance policies to what was offered by MetLife for many years .


10.Pacific Life CLICK HERE


Pacific Life may be a California-based insurance firm that gives a good range of life assurance products, annuities, and mutual funds. Founded in 1868, the Newport Beach-headquartered company continues to supply popular life assurance products like Indexed Universal life assurance . They also offer standard life assurance policies like term life assurance , universal life assurance , and variable universal life assurance . In addition to selling life assurance , Pacific life assurance offers annuities and mutual funds.


11.Voya Financial


Voya Financial offers a group of life assurance products to satisfy your unique needs and budget. Popular policies offered by the corporate include universal life assurance , indexed universal life assurance , variable universal life assurance , and survivorship life assurance . Voya Financial’s life insurance policies are officially issued by ReliaStar Life Insurance Company of New York and Security Life of Denver Insurance Company, both of which are members of the Voya family of companies.


12.Guardian Life


The Guardian life assurance Company of America may be a ny City-based company founded in 1860. The company’s subsidiaries include Berkshire life assurance Company of America, among others. Guardian Life offers a variety of various life assurance policies to suit all needs and budgets. They even have a term life assurance quote calculator online that creates it easy to work out what proportion life assurance you would like .


13.Mutual of Omaha


Mutual of Omaha is one among America’s biggest insurance and financial services companies. Headquartered in Omaha, Nebraska, the corporate is best known for its life assurance , insurance , and Medicare supplement plans. Mutual of Omaha offers two basic sorts of life assurance , including term life assurance and permanent life assurance . Term life insurance provides affordable coverage for a specific period of time – say, the next 10 or 20 years. Permanent life assurance , meanwhile, protects you throughout the lifetime of your policy and may build cash value which will be used even when you’re still alive.


14.Midland National


Midland National may be a Des Moines , Iowa-based insurance firm best-known for its life assurance policies. The company’s core products include term, universal, whole, and variable universal life assurance policies. Founded in 1906, Midland National has over 115 years of experience providing competitively-priced life assurance policies across the country.


15.MassMutual (Massachusetts Mutual)


Massachusetts Mutual, commonly referred to as MassMutual, may be a popular life assurance company for Americans across the country. With term and permanent life assurance policies available, you'll pay a reasonable rate today to make sure your loved ones stay protected for the longer term . Popular MassMutual life assurance products include their participating whole life assurance , simplified issue whole life assurance , term life assurance , MassMutual Direct Term, universal life assurance , and variable universal life assurance (VUL).


16.New York life assurance


New York life assurance is that the third-largest life assurance company within the us . Founded in 1845, the ny City-based company offers a good selection of life assurance policies, including both term life and whole life assurance policies. New York Life Insurance, like other companies on this list, allows you to access a number of the cash value of your life assurance policy over time. You can borrow against your life assurance policy – sort of a loan. Many other companies on this list offer an identical policy. With ny life assurance and other companies, you'll only access the cash value of your life assurance on a permanent life assurance policy.


17.State Farm Life


State Farm is one among the best-known insurance companies within the us . Although they’re popularly known for their auto insurance and property insurance, State Farm also offers plenty of competitively-priced life insurance policies, including term life, permanent life, universal life, and participating life insurance policies. State Farm emphasizes affordable coverage and access to the cash value of your policy (only on permanent life plans). Premiums are guaranteed for the lifetime of your policy on permanent life plans, but not on term life assurance policies.




Primerica is one among the newer life assurance companies on this list. Founded in 1977, Primerica is a multilevel marketing company headquartered in Georgia. Primerica offers a spread of monetary services throughout the us and Canada, including mutual funds, annuities, automobile insurance , home insurance, and life assurance . Primerica’s life insurance policies emphasize simplicity and affordability. Primerica also offers additional benefits just like the ability to urge a 70% face amount terminal illness benefit with a waiver of premium up to a maximum of $400,000. Primerica’s policies are issued under three different brands, including Primerica life assurance Company, Primerica life assurance Company of Canada, and National Benefit life assurance Company. The company also claims that 94% of its life assurance claims are paid within 14 days.




Transamerica, or the Transamerica Corporation, may be a group of yank insurance companies founded in 1928. Today, the Iowa-headquartered corporation continues to supply a spread of life assurance products, including term and whole life assurance policies. One of the unique benefits of Transamerica is the Wealth & Health app, which lets you track your fitness goals along with your financial goals. As with other life assurance companies, it’s in Transamerica’s best interest to stay clients healthy. The app encourages health and wellness among clients. It’s not quite as powerful as John Hancock’s Vitality program, but it makes it easy to see how your health and wellness affect your long-term financial goals.




Protective life assurance , or Protective Life, may be a popular US life assurance company based in Birmingham, Alabama. Founded in 1907, the company offers life insurance policies with up to $500,000 in coverage for as little as $14 per month. Both term life insurance and permanent life insurance policies are available, including whole life and universal life insurance policies. As with other life assurance companies, you'll get a quote online, after which you'll be required to finish a checkup . The company will review the results of your medical exam to determine the cost of your premiums.


21.Penn Mutual


Penn Mutual life assurance Company, also referred to as Penn Mutual, was founded in Philadelphia, Pennsylvania in 1847. Today, the corporate continues to be one among America’s best and hottest life assurance companies. Penn Mutual offers a spread of various life assurance products, including term, whole, universal, and variable life assurance , also as joint or survivorship policies. The company’s website makes it easy to request a life assurance quote online, and you'll start paying for your life assurance immediately after completing a checkup .


22.Lincoln Financial Group


Lincoln Financial Group, also referred to as Lincoln National, may be a life assurance and financial services company that gives life assurance policies for a spread of budgets and lifestyles, including term life insurance, universal life insurance, and variable universal life assurance . The company advertises its policies as “more than simply a death benefit” and emphasizes benefits like financial protection for a beloved or business, account value growth potential, and tax-deferred asset protection, among other benefits.




Nationwide has offered life assurance through Nationwide life assurance Company since 1929. The Columbus, Ohio-headquartered company offers term, whole, universal, and variable life assurance . You can get a quote over the phone or by finding a Nationwide financial advisor near you. Like with other life insurance companies, Nationwide requires you to undergo a medical exam prior to activating your life insurance policy. Nationwide’s life insurance policy payment plans are fairly flexible, and you can pay your premiums annually, semi-annually, quarterly, or monthly.


24.Principal Financial

Principal Financial may be a major American life assurance company headquartered in Des Moines , Iowa. The company’s core life assurance products include term life assurance and permanent life assurance . They emphasize benefits like tax-free wealth transfer, guaranteed level payments for all times , the power to pay off the policy early, and therefore the potential to access cash value on your policy, among other benefits. You can apply for a life assurance quote with Principal Financial over the phone.